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Auto Insurance

Auto insurance is a complicated matter but also very beneficial. It safeguards you, your loved ones, and passengers from injury, lawsuits, and financial losses. Legacy Insurance Agency LLC provides insurance packages to residents all around the state.

Types of Auto Insurance

To get suitable insurance, it’s imperative to understand the various types of auto insurance provided.

Liability Coverage

In every state, motorists are expected to have a minimum liability amount of coverage. Liability coverages come in two types:

Collision Coverage

In case you hit another car or something fixed, and your car becomes damaged. Collision coverage assists you to pay for damages on your car in an incident when you are at fault. It helps meet the cost of repairs.

Comprehensive Coverage

Accidents are not the only events that can put you at risk of financial losses. Sometimes, your car may be broken into, damaged by a storm, or vandalized. In such a case, collision coverage won’t cover losses. Comprehensive coverage steps into covert losses from incidents “other than collision.” Such perils include fire, vandalism, weather, animal collision, theft, and riot.

Uninsured and Underinsured Motorist

On the road, you can’t be sure if other motorists are insured or not. And if they are, they may be underinsured. That reiterates the importance of underinsured or uninsured motorist coverage to offer property damage and bodily injury if you get into an accident caused by such a motorist.

Medical Payments

Medical bills can be overwhelming. In the case of an accident, medical payment coverage helps you pay for those injured, you included.

Are you looking for auto insurance? Call or visit Legacy Insurance Agency LLC to speak with our agents and get a quote.

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Why Work With Us?

  • Local agents that work and live in your area.
  • Get multiple rates for multiple carriers.
  • We're a phone call away.
  • Locally owned and operated.
  • Print out your Auto ID cards online.

Servicing States

  • Texas
  • North Carolina
  • Georgia
  • Virginia
  • New Jersey