Flood Insurance

A home is one of the most important investments that a family can make, providing both a place to live and a place to grow wealth. Homes are typically viewed as a stable investment with a reliable return on the investment over time, but fate is not always in agreement. In a moment, a flood of water can wipe away all of your hard work, leaving you with nothing but lost dreams - even if you have regular home insurance.

The lovely Pacific and Atlantic coasts that are great for trade and recreation also provides a clear path for tropical storms and hurricanes. These catastrophic events can displace thousands of people in a moment. You can't stop a flood from happening, but flood insurance from a reliable company such as Legacy Insurance Agency LLC is the only way to protect your family from losing everything in a flash.

Is Your Home Insured against Flood Damage?

Many homeowners make the mistake of assuming that having home insurance will cover them from any sort of damage that may happen to their home. Unfortunately, large-scale disaster events are too much for broad insurance policies to handle, so it is necessary for homeowners to purchase flood insurance coverage if they suspect that their property is vulnerable to flooding.

You can find out whether your area is in a floodplain using a map from the Flood Risk Information System. No place is completely immune to flooding in extreme circumstances, but homeowners living in any of the areas marked for frequent flooding should contact a Legacy Insurance Agency LLC representative as soon as possible to discuss their potential risks and the available coverages. By working together, you can spend your time in your home making happy memories instead of worrying if the next rainfall will wash them all away.