Home Insurance

The journey to owning a home can be tough, and financial investment is substantial. After moving into your home, you and your family settle and start to build a life in this place. The pain of losing a home can be troublesome and unexpected. The strains it can put on your earnings and savings can be too much.

At Legacy Insurance Agency LLC we can help you protect your home. We are an independent insurance agency that strives to meet the ever-evolving insurance needs of the state. Below are some of the coverage options we offer in a home insurance policy.

• Dwelling coverage: This coverage protects your house and the structures around your property. It will meet the cost of repairing or rebuilding your home and other items if damaged by a covered peril.
• Personal belongings coverage: Your clothes, furniture, and other personal belongings can equate to a great loss in the event of an accident or disaster. This coverage reimburses you if your personal belongings are stolen or damaged.
• Liability coverage: This coverage protects you if a guest is injured or their property is damaged while at your home. It pays for the medical bills related to the injury and the property damaged. If you are sued, it will cover the cost of defending yourself.
• Loss of use coverage: An unfortunate event can render your home uninhabitable. If this happens, this coverage will pay for additional living expenses for you and your family as your home is being repaired.

The above coverages are the most common. While purchasing your policy, others such as a Credit Card and Depositors Forgery Coverage Endorsement, Guaranteed Replacement Cost, Secondary Residence Premises Endorsement, Scheduled Personal Property Endorsement, and many others can be included.

Call or visit us at Legacy Insurance Agency LLC to protect your investment. You can also use our online tool to get a home insurance quote. We understand the value of a home can’t be measured, contact our agents to have your questions answered.